Businesses are transitioning into more digitized solutions, especially for financial purposes. However, you may be wondering what online payment service is the best one for your business. To help you learn more, here is a quick look at some good options for you. 

Why Should I Use Online Payment Services?

Online payment services like PayPublishing are usually quicker and more convenient, for both you and your customers. Payments are usually instant, so neither of you will would have to wait for days for the payment to go through. 

Additionally, more customers prefer online payment methods to traditional payment options because it is more accessible. It is also a bonus if you want to get international clients. Plus, analysts predict 95% of retail sales will be e-commerce transactions by 2040.

Credit cards.


Dwolla poses itself as a PayPal alternative, and so far they have shown themselves to be a reliable and efficient money transfer service company. It is free to open an account. You can use your Dwolla account to transfer money for recurring, one-time, and mass payments, making it an excellent option for businesses and customers. Dwolla has a website and app, making it convenient for almost anyone to access.


Stripe is a straightforward option and it is a lot less complicated. There are no monthly fees or set up fees. Instead, Stripe charges 2/9% and $0.30 for every successful card transaction. That way, you will only pay for when it gets used, making it convenient for small businesses. Plus, Stripe supports over 100 currencies and processes ACH and bitcoin with fees that range from 0.8% up to $5 max.


Despite being popular for peer-to-peer payments, Venmo can be a great option for small businesses too! It is convenient for your customers since many customers will likely have Venmo already. They can directly transfer payments for your products or services into your Venmo account. You can also transfer the funds from your Venmo balance into your bank account, and the process usually only takes one business day. 

Braintree Payments

Braintree, owner by PayPal, allows merchants to process debit and credit card payments. It also processes customer’s payments if they use Venmo, bitcoin, Android Pay, Apple Pay, and PayPal. Braintree is an excellent option for many kinds of businesses, such as subscription-based, marketplace-based, service-based, and direct sales merchants. The fees per transaction is 2.9% and $0.30 for digital wallets and cards. Plus, there are no hidden costs, monthly fees, or minimum transaction.


WePay is mostly for money-pooling and donation initiatives. It gained a lot of traction, as it is the preferred choice for fundraising services. A bonus is that the payment service is very user-friendly, making it easy for most businesses and customers to use. WePay charges 2.9% and $0.30 for credit card transactions and 1% and $0.30 for any ACH transaction. 

Businesses can greatly benefit from switching to online payment services for their businesses, and you can use the payment services mentioned above!